Salem Five Cents Savings Bank

MA

SBA-approved lender offering 7 loan programs across 29 industries.

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Key Metrics

Interest Rate

8.37%

1.62% over prime

Average Loan

$188K

Per approval

Total Approvals

75

FY 2025

Loan Programs (7)

7a General
Change of Ownership
Existing or more than 2 years old
Fixed Rates
Loan Funds will Open Business
New Business or 2 years or less
Preferred Lenders Program

Industries Served (29)

Advertising AgenciesAll Other Miscellaneous Food ManufacturingAll Other Outpatient Care CentersAll Other Specialty Trade ContractorsChild Day Care ServicesElectroplating, Plating, Polishing, Anodizing, and ColoringEngineering ServicesFinish Carpentry ContractorsFitness and Recreational Sports CentersGeneral Automotive RepairHome Health Care ServicesInsurance Agencies and BrokeragesLandscaping ServicesMasonry ContractorsMotor Vehicle Supplies and New Parts Merchant WholesalersNew Single-Family Housing Construction (except Operative Builders)Offices of ChiropractorsOffices of DentistsOffices of LawyersOffices of Mental Health Practitioners (except Physicians)Other Commercial and Industrial Machinery and Equipment Rental and LeaOther Measuring and Controlling Device ManufacturingPainting and Wall Covering ContractorsPlumbing, Heating, and Air-Conditioning ContractorsPower and Communication Line and Related Structures ConstructionResidential RemodelersSecurity Guards and Patrol ServicesSnack and Nonalcoholic Beverage BarsUsed Car Dealers

Additional Details

Prime Rate
6.75%
Rate Over Prime
1.62%
Effective Rate
8.37%
Fiscal Year
2025
States Served
MA

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