Readycap Lending, LLC
NJ
SBA-approved lender offering 6 loan programs across 272 industries.
Key Metrics
Interest Rate
11.07%
4.32% over prime
Average Loan
$375K
Per approval
Total Approvals
3,139
FY 2025
Loan Programs (6)
7a General
Change of Ownership
Existing or more than 2 years old
Loan Funds will Open Business
New Business or 2 years or less
International Trade Loans
Industries Served (272)
Administration of Education ProgramsAdministrative Management and General Management Consulting ServicesAdvertising AgenciesAdvertising Material Distribution ServicesAgents and Managers for Artists, Athletes, Entertainers, and Other PubAll Other Amusement and Recreation IndustriesAll Other Animal ProductionAll Other Automotive Repair and MaintenanceAll Other Business Support ServicesAll Other Insurance Related ActivitiesAll Other Legal ServicesAll Other Miscellaneous Ambulatory Health Care ServicesAll Other Miscellaneous Crop FarmingAll Other Miscellaneous Electrical Equipment and Component ManufacturiAll Other Miscellaneous Fabricated Metal Product ManufacturingAll Other Miscellaneous Food ManufacturingAll Other Miscellaneous ManufacturingAll Other Miscellaneous Textile Product MillsAll Other Miscellaneous Waste Management ServicesAll Other Outpatient Care CentersAll Other Personal ServicesAll Other Plastics Product ManufacturingAll Other Professional, Scientific, and Technical ServicesAll Other Specialty Trade ContractorsAll Other Support ServicesAll Other Travel Arrangement and Reservation ServicesAll Other Traveler AccommodationAmusement ArcadesAmusement and Theme ParksApparel Accessories and Other Apparel ManufacturingAppliance Repair and MaintenanceArchitectural ServicesAudio and Video Equipment ManufacturingAutomotive Body, Paint, and Interior Repair and MaintenanceAutomotive Glass Replacement ShopsBaked Goods StoresBarber ShopsBeauty SalonsBed-and-Breakfast InnsBeef Cattle Ranching and FarmingBlind and Shade ManufacturingBoat DealersBreweriesBuilding Inspection ServicesCable NetworksCar WashesCarpet and Upholstery Cleaning ServicesCaterersCement ManufacturingChild Day Care ServicesClaims AdjustingCoffee and Tea ManufacturingCoin-Operated Laundries and DrycleanersCollection AgenciesColleges, Universities, and Professional SchoolsCommercial BakeriesCommercial Gravure PrintingCommercial PhotographyCommercial Screen PrintingCommercial and Industrial Machinery and Equipment (except Automotive aCommercial and Institutional Building ConstructionComputer Facilities Management ServicesComputer Systems Design ServicesComputer TrainingConstruction Machinery ManufacturingCotton GinningCouriersCourt Reporting and Stenotype ServicesCustom Architectural Woodwork and Millwork ManufacturingCustom Computer Programming ServicesCut and Sew Apparel ContractorsDairy Cattle and Milk ProductionDance CompaniesData Processing, Hosting, and Related ServicesDiagnostic Imaging CentersDiet and Weight Reducing CentersDirect Health and Medical Insurance CarriersDisplay AdvertisingDistilleriesDrafting ServicesDrinking Places (Alcoholic Beverages)Drycleaning and Laundry Services (except Coin-Operated)Drywall and Insulation ContractorsEducational Support ServicesElectrical ContractorsElectronic Shopping and Mail-Order HousesElectroplating, Plating, Polishing, Anodizing, and ColoringElementary and Secondary SchoolsEmployee Leasing ServicesEmployment Placement AgenciesEngineering ServicesExam Preparation and TutoringExterminating and Pest Control ServicesFamily Planning CentersFinancial Transactions Processing, Reserve, and Clearinghouse ActivitiesFinish Carpentry ContractorsFitness and Recreational Sports CentersFlat Glass ManufacturingFlavoring Syrup and Concentrate ManufacturingFlooring ContractorsFloriculture ProductionFlower, Nursery Stock, and Florists' Supplies Merchant WholesalersFood Service ContractorsFraming ContractorsFreestanding Ambulatory Surgical and Emergency CentersFull-Service RestaurantsFuneral Homes and Funeral ServicesGeneral Automotive RepairGeneral Freight Trucking, LocalGeneral Freight Trucking, Long Distance, TruckloadGlass and Glazing ContractorsGraphic Design ServicesHighway, Street, and Bridge ConstructionHog and Pig FarmingHome CentersHome Health Care ServicesHome and Garden Equipment Repair and MaintenanceHomes for the ElderlyHotels (except Casino Hotels) and MotelsHuman Resources and Executive Search Consulting ServicesHunting and TrappingIce Cream and Frozen Dessert ManufacturingIndependent Artists, Writers, and PerformersIndustrial Building ConstructionIndustrial LaunderersInstitutional Furniture ManufacturingInstruments and Related Products Manufacturing for Measuring, DisplayingInsurance Agencies and BrokeragesInterior Design ServicesInternational AffairsInvestigation ServicesJanitorial ServicesJewelry and Silverware ManufacturingJewelry, Watch, Precious Stone, and Precious Metal Merchant WholesalerLandscape Architectural ServicesLandscaping ServicesLegal Counsel and ProsecutionLimited-Service RestaurantsLocal Messengers and Local DeliveryLoggingMachine ShopsManufactured Home (Mobile Home) ManufacturingMarketing Consulting ServicesMarketing Research and Public Opinion PollingMayonnaise, Dressing, and Other Prepared Sauce ManufacturingMechanical Power Transmission Equipment ManufacturingMedical, Dental, and Hospital Equipment and Supplies Merchant WholesalersMiscellaneous Financial Investment ActivitiesMiscellaneous IntermediationMobile Food ServicesMortgage and Nonmortgage Loan BrokersMotion Picture and Video ProductionMotor Vehicle Supplies and New Parts Merchant WholesalersMotor and Generator ManufacturingMusical Groups and ArtistsMusical Instrument ManufacturingNail SalonsNew Multifamily Housing Construction (except Operative Builders)New Single-Family Housing Construction (except Operative Builders)Office Administrative ServicesOffice Supplies (except Paper) ManufacturingOffices of All Other Miscellaneous Health PractitionersOffices of Certified Public AccountantsOffices of ChiropractorsOffices of DentistsOffices of LawyersOffices of Mental Health Practitioners (except Physicians)Offices of OptometristsOffices of Physical, Occupational and Speech Therapists, and AudiologiOffices of Physicians (except Mental Health Specialists)Offices of Physicians, Mental Health SpecialistsOffices of PodiatristsOffices of Real Estate Agents and BrokersOffices of Real Estate AppraisersOrnamental and Architectural Metal Work ManufacturingOther Accounting ServicesOther Activities Related to Credit IntermediationOther Activities Related to Real EstateOther Airport OperationsOther Building Equipment ContractorsOther Building Finishing ContractorsOther Communication and Energy Wire ManufacturingOther Community Housing ServicesOther Computer Related ServicesOther Foundation, Structure, and Building Exterior ContractorsOther Heavy and Civil Engineering ConstructionOther Individual and Family ServicesOther Management Consulting ServicesOther Miscellaneous Durable Goods Merchant WholesalersOther Miscellaneous Nondurable Goods Merchant WholesalersOther Noncitrus Fruit FarmingOther Performing Arts CompaniesOther Personal Care ServicesOther Personal and Household Goods Repair and MaintenanceOther Residential Care FacilitiesOther Scientific and Technical Consulting ServicesOther Services Related to AdvertisingOther Services to Buildings and DwellingsOther Sound Recording IndustriesOther Specialized Design ServicesOther Technical and Trade SchoolsOutpatient Mental Health and Substance Abuse CentersOverhead Traveling Crane, Hoist, and Monorail System ManufacturingPackaging Machinery ManufacturingPainting and Wall Covering ContractorsParking Lots and GaragesPassenger Car LeasingPassenger Car RentalPayroll ServicesPerishable Prepared Food ManufacturingPesticide and Other Agricultural Chemical ManufacturingPet Care (except Veterinary) ServicesPharmaceutical Preparation ManufacturingPhotofinishing Laboratories (except One-Hour)Photography Studios, PortraitPlumbing, Heating, and Air-Conditioning ContractorsPolystyrene Foam Product ManufacturingPotato FarmingPoured Concrete Foundation and Structure ContractorsPower and Communication Line and Related Structures ConstructionPrivate Mail CentersProcess, Physical Distribution, and Logistics Consulting ServicesProfessional and Management Development TrainingPromoters of Performing Arts, Sports, and Similar Events with FacilitiPublic Relations AgenciesRV (Recreational Vehicle) Parks and CampgroundsRadio and Television Broadcasting and Wireless Communications EquipmentReady-Mix Concrete ManufacturingRecreational and Vacation Camps (except Campgrounds)Remediation ServicesRepossession ServicesResidential Property ManagersResidential RemodelersReupholstery and Furniture RepairRolled Steel Shape ManufacturingRoofing ContractorsSawmillsScenic and Sightseeing Transportation, WaterSecurity Systems Services (except Locksmiths)Septic Tank and Related ServicesServices for the Elderly and Persons with DisabilitiesSheet Metal Work ManufacturingSiding ContractorsSite Preparation ContractorsSmall Electrical Appliance ManufacturingSnack and Nonalcoholic Beverage BarsSoap and Other Detergent ManufacturingSoybean FarmingSporting and Athletic Goods ManufacturingSporting and Recreational Goods and Supplies Merchant WholesalersSports Teams and ClubsSports and Recreation InstructionSupermarkets and Other Grocery (except Convenience) StoresSupport Activities for Oil and Gas OperationsSupport Activities for PrintingSurgical and Medical Instrument ManufacturingSurveying and Mapping (except Geophysical) ServicesTax Preparation ServicesTile and Terrazzo ContractorsTitle Abstract and Settlement OfficesTortilla ManufacturingToy and Hobby Goods and Supplies Merchant WholesalersTranslation and Interpretation ServicesTravel AgenciesUsed Household and Office Goods MovingVeterinary ServicesWater Supply and Irrigation SystemsWater and Sewer Line and Related Structures ConstructionWine and Distilled Alcoholic Beverage Merchant WholesalersWineriesWood Kitchen Cabinet and Countertop ManufacturingWood Window and Door Manufacturing
Additional Details
- Prime Rate
- 6.75%
- Rate Over Prime
- 4.32%
- Effective Rate
- 11.07%
- Fiscal Year
- 2025
- States Served
- NJ
- Website
- readycapital.com
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