OptimumBank

FL

SBA-approved lender offering 7 loan programs across 6 industries.

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Key Metrics

Interest Rate

9.67%

2.92% over prime

Average Loan

$711K

Per approval

Total Approvals

17

FY 2025

Loan Programs (7)

7a General
Change of Ownership
Existing or more than 2 years old
Loan Funds will Open Business
Preferred Lenders Program
Fixed Rates
New Business or 2 years or less

Industries Served (6)

Agents and Managers for Artists, Athletes, Entertainers, and Other PubCookie and Cracker ManufacturingDried and Dehydrated Food ManufacturingLimited-Service RestaurantsOther Building Finishing ContractorsPaint and Coating Manufacturing

Additional Details

Prime Rate
6.75%
Rate Over Prime
2.92%
Effective Rate
9.67%
Fiscal Year
2025
States Served
FL

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