Oconee State Bank

GA

SBA-approved lender offering 6 loan programs across 7 industries.

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Key Metrics

Interest Rate

9.00%

2.25% over prime

Average Loan

$1.2M

Per approval

Total Approvals

24

FY 2025

Loan Programs (6)

Change of Ownership
Fixed Rates
Loan Funds will Open Business
New Business or 2 years or less
Preferred Lenders Program
Existing or more than 2 years old

Industries Served (7)

Elementary and Secondary SchoolsFine Arts SchoolsFitness and Recreational Sports CentersInsurance Agencies and BrokeragesLimited-Service RestaurantsSnack and Nonalcoholic Beverage BarsSupermarkets and Other Grocery (except Convenience) Stores

Additional Details

Prime Rate
6.75%
Rate Over Prime
2.25%
Effective Rate
9.00%
Fiscal Year
2025
States Served
GA

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