Manufacturers and Traders Trust Company

NY

SBA-approved lender offering 7 loan programs across 246 industries.

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Key Metrics

Interest Rate

10.69%

3.94% over prime

Average Loan

$109K

Per approval

Total Approvals

2,701

FY 2025

Loan Programs (7)

Change of Ownership
Existing or more than 2 years old
Fixed Rates
Loan Funds will Open Business
New Business or 2 years or less
7a General
International Trade Loans

Industries Served (246)

Administrative Management and General Management Consulting ServicesAdvertising AgenciesAgents and Managers for Artists, Athletes, Entertainers, and Other PubAll Other Amusement and Recreation IndustriesAll Other Animal ProductionAll Other Automotive Repair and MaintenanceAll Other Converted Paper Product ManufacturingAll Other Legal ServicesAll Other Miscellaneous Crop FarmingAll Other Miscellaneous Fabricated Metal Product ManufacturingAll Other Miscellaneous Food ManufacturingAll Other Miscellaneous ManufacturingAll Other Miscellaneous Schools and InstructionAll Other Miscellaneous Textile Product MillsAll Other Outpatient Care CentersAll Other Personal ServicesAll Other Professional, Scientific, and Technical ServicesAll Other Specialty Trade ContractorsAll Other Travel Arrangement and Reservation ServicesAmusement ArcadesAppliance Repair and MaintenanceArchitectural ServicesAudio and Video Equipment ManufacturingAutomobile and Other Motor Vehicle Merchant WholesalersAutomotive Body, Paint, and Interior Repair and MaintenanceBaked Goods StoresBarber ShopsBeauty SalonsBeef Cattle Ranching and FarmingBeer and Ale Merchant WholesalersBrick, Stone, and Related Construction Material Merchant WholesalersCable NetworksCar WashesCarpet and Upholstery Cleaning ServicesCaterersChild Day Care ServicesChild and Youth ServicesChocolate and Confectionery Manufacturing from Cacao BeansClaims AdjustingCoffee and Tea ManufacturingCoin-Operated Laundries and DrycleanersCollection AgenciesCommercial BakeriesCommercial Gravure PrintingCommercial Screen PrintingCommercial and Industrial Machinery and Equipment (except Automotive aCommercial and Institutional Building ConstructionComputer Systems Design ServicesConfectionery and Nut StoresConstruction Sand and Gravel MiningConvention and Trade Show OrganizersCorrugated and Solid Fiber Box ManufacturingCosmetics, Beauty Supplies, and Perfume StoresCouriersCustom Architectural Woodwork and Millwork ManufacturingCustom Computer Programming ServicesCut Stock, Resawing Lumber, and PlanningCut Stone and Stone Product ManufacturingData Processing, Hosting, and Related ServicesDisplay AdvertisingDrinking Places (Alcoholic Beverages)Drugs and Druggists' Sundries Merchant WholesalersDrycleaning and Laundry Services (except Coin-Operated)Drywall and Insulation ContractorsEducational Support ServicesElectric Power DistributionElectrical ContractorsElectrical and Electronic Appliance, Television, and Radio Set MerchantsElectronic Coil, Transformer, and Other Inductor ManufacturingElectroplating, Plating, Polishing, Anodizing, and ColoringElementary and Secondary SchoolsEmployment Placement AgenciesEngineering ServicesEnvironmental Consulting ServicesExam Preparation and TutoringExterminating and Pest Control ServicesFabricated Structural Metal ManufacturingFarm Labor Contractors and Crew LeadersFiber, Yarn, and Thread MillsFinancial Transactions Processing, Reserve, and Clearinghouse ActivitiesFine Arts SchoolsFinish Carpentry ContractorsFish and Seafood Merchant WholesalersFitness and Recreational Sports CentersFlooring ContractorsFlower, Nursery Stock, and Florists' Supplies Merchant WholesalersFraming ContractorsFreight Transportation ArrangementFresh Fruit and Vegetable Merchant WholesalersFruit and Vegetable MarketsFull-Service RestaurantsGeneral Automotive RepairGeneral Freight Trucking, LocalGeneral Freight Trucking, Long Distance, TruckloadGeneral Line Grocery Merchant WholesalersGeneral Medical and Surgical HospitalsGlass and Glazing ContractorsGraphic Design ServicesHardware ManufacturingHay FarmingHome Furnishing Merchant WholesalersHome Health Care ServicesHomes for the ElderlyHotels (except Casino Hotels) and MotelsHuman Resources and Executive Search Consulting ServicesIce Cream and Frozen Dessert ManufacturingIce ManufacturingIndependent Artists, Writers, and PerformersIndustrial Building ConstructionIndustrial Machinery and Equipment Merchant WholesalersInland Water Freight TransportationInsurance Agencies and BrokeragesInterior Design ServicesInvestigation ServicesIron and Steel Pipe and Tube Manufacturing from Purchased SteelJanitorial ServicesJewelry and Silverware ManufacturingLandscape Architectural ServicesLandscaping ServicesLimited-Service RestaurantsLimousine ServiceLoggingLumber, Plywood, Millwork, and Wood Panel Merchant WholesalersMachine ShopsMarketing Consulting ServicesMasonry ContractorsMedical LaboratoriesMetal Service Centers and Other Metal Merchant WholesalersMineral Wool ManufacturingMiscellaneous Financial Investment ActivitiesMobile Food ServicesMotion Picture and Video ProductionMotor Home ManufacturingMotor Vehicle Body ManufacturingMotor Vehicle Parts (Used) Merchant WholesalersMotor Vehicle Supplies and New Parts Merchant WholesalersMotor Vehicle TowingMushroom ProductionNail SalonsNew Single-Family Housing Construction (except Operative Builders)Nonupholstered Wood Household Furniture ManufacturingNursery and Tree ProductionNursing Care FacilitiesOffice Machinery and Equipment Rental and LeasingOffices of All Other Miscellaneous Health PractitionersOffices of Certified Public AccountantsOffices of ChiropractorsOffices of DentistsOffices of LawyersOffices of Mental Health Practitioners (except Physicians)Offices of OptometristsOffices of Physical, Occupational and Speech Therapists, and AudiologiOffices of Physicians (except Mental Health Specialists)Offices of Physicians, Mental Health SpecialistsOffices of PodiatristsOffices of Real Estate Agents and BrokersOther Accounting ServicesOther Activities Related to Real EstateOther Building Equipment ContractorsOther Building Finishing ContractorsOther Commercial Equipment Merchant WholesalersOther Commercial and Industrial Machinery and Equipment Rental and LeaOther Computer Related ServicesOther Construction Material Merchant WholesalersOther Foundation, Structure, and Building Exterior ContractorsOther Grocery and Related Products Merchant WholesalersOther Heavy and Civil Engineering ConstructionOther Individual and Family ServicesOther Management Consulting ServicesOther Miscellaneous Durable Goods Merchant WholesalersOther Miscellaneous Nondurable Goods Merchant WholesalersOther Motor Vehicle Parts ManufacturingOther Personal Care ServicesOther Personal and Household Goods Repair and MaintenanceOther Scientific and Technical Consulting ServicesOther Services Related to AdvertisingOther Services to Buildings and DwellingsOther Specialized Design ServicesOther Support Activities for Road TransportationOther Support Activities for Water TransportationOther Technical and Trade SchoolsOther Waste CollectionOutpatient Mental Health and Substance Abuse CentersPackaging and Labeling ServicesPaint and Wallpaper StoresPainting and Wall Covering ContractorsPassenger Car RentalPayroll ServicesPet Care (except Veterinary) ServicesPharmacies and Drug StoresPhotography Studios, PortraitPiece Goods, Notions, and Other Dry Goods Merchant WholesalersPlumbing, Heating, and Air-Conditioning ContractorsPotato FarmingPottery, Ceramics, and Plumbing Fixture ManufacturingPoultry ProcessingPoured Concrete Foundation and Structure ContractorsPower and Communication Line and Related Structures ConstructionProcess, Physical Distribution, and Logistics Consulting ServicesProfessional and Management Development TrainingPromoters of Performing Arts, Sports, and Similar Events with FacilitiPromoters of Performing Arts, Sports, and Similar Events without FacilPublic Relations AgenciesRecreational Vehicle DealersRemediation ServicesResidential Mental Health and Substance Abuse FacilitiesResidential Mental Retardation FacilitiesResidential Property ManagersResidential RemodelersRetail BakeriesReupholstery and Furniture RepairRoofing ContractorsScenic and Sightseeing Transportation, WaterSchool and Employee Bus TransportationSecurity Guards and Patrol ServicesShellfish FarmingShellfish FishingSiding ContractorsSign ManufacturingSite Preparation ContractorsSnack and Nonalcoholic Beverage BarsSoil Preparation, Planting, and CultivatingSolid Waste CollectionSpecial Needs TransportationSpecialized Freight (except Used Goods) Trucking, LocalSpecialized Freight (except Used Goods) Trucking, Long-DistanceSports and Recreation InstructionStructural Steel and Precast Concrete ContractorsSupermarkets and Other Grocery (except Convenience) StoresSupport Activities for Animal ProductionSupport Activities for ForestrySurgical Appliance and Supplies ManufacturingSurgical and Medical Instrument ManufacturingSurveying and Mapping (except Geophysical) ServicesTax Preparation ServicesTemporary Help ServicesTour OperatorsTravel AgenciesTruck, Utility Trailer, and RV (Recreational Vehicle) Rental and LeasingUsed Car DealersUsed Household and Office Goods MovingVeterinary ServicesWholesale Trade Agents and BrokersWine and Distilled Alcoholic Beverage Merchant WholesalersWineriesWood Container and Pallet Manufacturing

Additional Details

Prime Rate
6.75%
Rate Over Prime
3.94%
Effective Rate
10.69%
Fiscal Year
2025
States Served
NY

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