Live Oak Banking Company
NC
SBA-approved lender offering 7 loan programs across 172 industries.
Key Metrics
Interest Rate
8.62%
1.87% over prime
Average Loan
$1.3M
Per approval
Total Approvals
2,280
FY 2025
Loan Programs (7)
7a General
Change of Ownership
Existing or more than 2 years old
Fixed Rates
International Trade Loans
New Business or 2 years or less
Preferred Lenders Program
Industries Served (172)
Administrative Management and General Management Consulting ServicesAdvertising AgenciesAll Other Amusement and Recreation IndustriesAll Other Automotive Repair and MaintenanceAll Other Business Support ServicesAll Other Insurance Related ActivitiesAll Other Miscellaneous Fabricated Metal Product ManufacturingAll Other Miscellaneous ManufacturingAll Other Miscellaneous Schools and InstructionAll Other Miscellaneous Wood Product ManufacturingAll Other Outpatient Care CentersAll Other Personal ServicesAll Other Professional, Scientific, and Technical ServicesAll Other Specialty Trade ContractorsAll Other Support Activities for TransportationAll Other Traveler AccommodationAmusement ArcadesAmusement and Theme ParksArchitectural ServicesAutomotive Body, Paint, and Interior Repair and MaintenanceAutomotive Oil Change and Lubrication ShopsAutomotive Parts and Accessories StoresBaked Goods StoresBarber ShopsBeauty SalonsBolt, Nut, Screw, Rivet, and Washer ManufacturingBreweriesBroilers and Other Meat TypeCable NetworksCar WashesCarpet and Upholstery Cleaning ServicesCaterersCemeteries and CrematoriesChicken Egg ProductionChild Day Care ServicesChild and Youth ServicesCommercial Gravure PrintingCommercial Screen PrintingCommercial and Industrial Machinery and Equipment (except Automotive aCommercial and Institutional Building ConstructionComputer Systems Design ServicesContinuing Care Retirement CommunitiesConveyor and Conveying Equipment ManufacturingCosmetology and Barber SchoolsCouriersCustom Computer Programming ServicesData Processing, Hosting, and Related ServicesDental LaboratoriesDrafting ServicesDrycleaning and Laundry Services (except Coin-Operated)Educational Support ServicesElectrical Apparatus and Equipment, Wiring Supplies, and Related Equipment Merchant WholesalersElectrical ContractorsElectronic Computer ManufacturingElectroplating, Plating, Polishing, Anodizing, and ColoringElementary and Secondary SchoolsEmployment Placement AgenciesEngineering ServicesEnvironmental Consulting ServicesExterminating and Pest Control ServicesFarm Machinery and Equipment ManufacturingFarm Supplies Merchant WholesalersFinancial Transactions Processing, Reserve, and Clearinghouse ActivitiesFine Arts SchoolsFitness and Recreational Sports CentersFlower, Nursery Stock, and Florists' Supplies Merchant WholesalersFood Service ContractorsFull-Service RestaurantsFuneral Homes and Funeral ServicesFurniture Merchant WholesalersGeneral Automotive RepairGeneral Freight Trucking, LocalGeneral Line Grocery Merchant WholesalersGeneral Rental CentersGlass and Glazing ContractorsGraphic Design ServicesHMO Medical CentersHardware Merchant WholesalersHome Health Care ServicesHomes for the ElderlyIndependent Artists, Writers, and PerformersIndustrial Machinery and Equipment Merchant WholesalersInstitutional Furniture ManufacturingInsurance Agencies and BrokeragesInterior Design ServicesJanitorial ServicesKidney Dialysis CentersLandscaping ServicesLessors of Miniwarehouses and Self-Storage UnitsLimited-Service RestaurantsLimousine ServiceLocal Messengers and Local DeliveryMarketing Consulting ServicesMasonry ContractorsMeat and Meat Product Merchant WholesalersMobile Food ServicesMotor Vehicle TowingMotorcycle, Bicycle, and Parts ManufacturingNail SalonsNew Car DealersNursery and Tree ProductionOffices of All Other Miscellaneous Health PractitionersOffices of Certified Public AccountantsOffices of ChiropractorsOffices of DentistsOffices of LawyersOffices of Mental Health Practitioners (except Physicians)Offices of OptometristsOffices of Physical, Occupational and Speech Therapists, and AudiologiOffices of Physicians (except Mental Health Specialists)Offices of Physicians, Mental Health SpecialistsOffices of Real Estate Agents and BrokersOil and Gas Pipeline and Related Structures ConstructionOptical Goods StoresOrnamental and Architectural Metal Work ManufacturingOther Accounting ServicesOther Activities Related to Real EstateOther Building Equipment ContractorsOther Building Finishing ContractorsOther Chemical and Allied Products Merchant WholesalersOther Computer Related ServicesOther Construction Material Merchant WholesalersOther Electronic Parts and Equipment Merchant WholesalersOther Grocery and Related Products Merchant WholesalersOther Management Consulting ServicesOther Miscellaneous Durable Goods Merchant WholesalersOther Miscellaneous Nondurable Goods Merchant WholesalersOther Personal Care ServicesOther Personal and Household Goods Repair and MaintenanceOther Services Related to AdvertisingOther Services to Buildings and DwellingsOther Snack Food ManufacturingOther Specialized Design ServicesOther Technical and Trade SchoolsOther Waste CollectionPainting and Wall Covering ContractorsPet Care (except Veterinary) ServicesPhotography Studios, PortraitPlumbing, Heating, and Air-Conditioning ContractorsPostal ServicePoured Concrete Foundation and Structure ContractorsPrivate Mail CentersPromoters of Performing Arts, Sports, and Similar Events without FacilPublic Relations AgenciesRV (Recreational Vehicle) Parks and CampgroundsRecyclable Material Merchant WholesalersRemediation ServicesResidential Mental Health and Substance Abuse FacilitiesResidential Mental Retardation FacilitiesResidential Property ManagersResidential RemodelersRetail BakeriesRolled Steel Shape ManufacturingRoofing ContractorsSecurities and Commodity ExchangesSecurity Guards and Patrol ServicesSeptic Tank and Related ServicesServices for the Elderly and Persons with DisabilitiesSite Preparation ContractorsSnack and Nonalcoholic Beverage BarsSports and Recreation InstructionSupermarkets and Other Grocery (except Convenience) StoresTax Preparation ServicesTaxi ServiceTile and Terrazzo ContractorsTour OperatorsTranslation and Interpretation ServicesUsed Household and Office Goods MovingVeterinary ServicesWholesale Trade Agents and BrokersWine and Distilled Alcoholic Beverage Merchant WholesalersWood Kitchen Cabinet and Countertop Manufacturing
Additional Details
- Prime Rate
- 6.75%
- Rate Over Prime
- 1.87%
- Effective Rate
- 8.62%
- Fiscal Year
- 2025
- States Served
- NC
- Website
- www.liveoak.bank
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