Independent Bank

MI

SBA-approved lender offering 6 loan programs across 13 industries.

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Key Metrics

Interest Rate

8.66%

1.91% over prime

Average Loan

$715K

Per approval

Total Approvals

51

FY 2025

Loan Programs (6)

Asset Base Working Capital Line (CAPLine)
Change of Ownership
Existing or more than 2 years old
Loan Funds will Open Business
New Business or 2 years or less
Fixed Rates

Industries Served (13)

All Other Miscellaneous Schools and InstructionAll Other Specialty Trade ContractorsBurial Casket ManufacturingEngineering ServicesIndustrial Mold ManufacturingInsurance Agencies and BrokeragesNonresidential Property ManagersOffices of LawyersOffices of Physicians (except Mental Health Specialists)Pet Care (except Veterinary) ServicesPhotography Studios, PortraitSign ManufacturingWood Container and Pallet Manufacturing

Additional Details

Prime Rate
6.75%
Rate Over Prime
1.91%
Effective Rate
8.66%
Fiscal Year
2025
States Served
MI

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