Heritage Bank Inc
KY
SBA-approved lender offering 7 loan programs across 43 industries.
Key Metrics
Interest Rate
9.94%
3.19% over prime
Average Loan
$708K
Per approval
Total Approvals
185
FY 2025
Loan Programs (7)
7a General
Change of Ownership
Existing or more than 2 years old
Loan Funds will Open Business
New Business or 2 years or less
Preferred Lenders Program
Fixed Rates
Industries Served (43)
All Other Miscellaneous Food ManufacturingAll Other Professional, Scientific, and Technical ServicesAll Other Specialty Trade ContractorsBeauty SalonsChild Day Care ServicesCustom Computer Programming ServicesDrinking Places (Alcoholic Beverages)Employment Placement AgenciesFull-Service RestaurantsGeneral Freight Trucking, LocalGeneral Freight Trucking, Long Distance, TruckloadGeneral Line Grocery Merchant WholesalersGeneral Rental CentersGeneral Warehousing and StorageIndustrial and Personal Service Paper Merchant WholesalersInsurance Agencies and BrokeragesLandscaping ServicesLessors of Miniwarehouses and Self-Storage UnitsLessors of Nonfinancial Intangible Assets (except Copyrighted Works)Limited-Service RestaurantsMarketing Research and Public Opinion PollingMetal Service Centers and Other Metal Merchant WholesalersNonupholstered Wood Household Furniture ManufacturingOffices of All Other Miscellaneous Health PractitionersOffices of ChiropractorsOffices of DentistsOffices of Mental Health Practitioners (except Physicians)Offices of NotariesOffices of Physicians (except Mental Health Specialists)Offices of Physicians, Mental Health SpecialistsOffices of Real Estate Agents and BrokersOther Computer Related ServicesOther Miscellaneous Durable Goods Merchant WholesalersOther Miscellaneous Nondurable Goods Merchant WholesalersOther Specialized Design ServicesPainting and Wall Covering ContractorsPet Care (except Veterinary) ServicesPharmaceutical Preparation ManufacturingPlumbing, Heating, and Air-Conditioning ContractorsResidential RemodelersSnack and Nonalcoholic Beverage BarsSoybean FarmingUsed Car Dealers
Additional Details
- Prime Rate
- 6.75%
- Rate Over Prime
- 3.19%
- Effective Rate
- 9.94%
- Fiscal Year
- 2025
- States Served
- KY
- Website
- www.first-online.bank
Ready to apply with Heritage Bank Inc?
Let Cassian help you prepare your application and connect you with the right loan officer.