Gulf Coast Bank and Trust Company

LA

SBA-approved lender offering 8 loan programs across 39 industries.

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Key Metrics

Interest Rate

9.51%

2.76% over prime

Average Loan

$981K

Per approval

Total Approvals

145

FY 2025

Loan Programs (8)

7a General
Change of Ownership
Existing or more than 2 years old
International Trade Loans
Loan Funds will Open Business
New Business or 2 years or less
Preferred Lenders Program
Fixed Rates

Industries Served (39)

All Other Personal ServicesAll Other Specialty Trade ContractorsAutomotive Body, Paint, and Interior Repair and MaintenanceBreweriesChild Day Care ServicesCommercial Gravure PrintingCommercial Screen PrintingDrinking Places (Alcoholic Beverages)Electrical ContractorsFine Arts SchoolsFinish Carpentry ContractorsFitness and Recreational Sports CentersFull-Service RestaurantsGeneral Automotive RepairHighway, Street, and Bridge ConstructionHomes for the ElderlyInterior Design ServicesLandscaping ServicesLimited-Service RestaurantsMotion Picture and Video ProductionMushroom ProductionNail SalonsOffices of Certified Public AccountantsOffices of Physical, Occupational and Speech Therapists, and AudiologiOffices of Physicians (except Mental Health Specialists)Ophthalmic Goods Merchant WholesalersOther Personal Care ServicesPaper Bag and Coated and Treated Paper ManufacturingPet Care (except Veterinary) ServicesPortfolio ManagementRV (Recreational Vehicle) Parks and CampgroundsResidential Mental Health and Substance Abuse FacilitiesRetail BakeriesRoofing ContractorsScenic and Sightseeing Transportation, WaterSign ManufacturingSnack and Nonalcoholic Beverage BarsSupermarkets and Other Grocery (except Convenience) StoresTemporary Help Services

Additional Details

Prime Rate
6.75%
Rate Over Prime
2.76%
Effective Rate
9.51%
Fiscal Year
2025
States Served
LA

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