First Merchants Bank

IN

SBA-approved lender offering 7 loan programs across 31 industries.

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Key Metrics

Interest Rate

10.47%

3.72% over prime

Average Loan

$107K

Per approval

Total Approvals

73

FY 2025

Loan Programs (7)

Existing or more than 2 years old
Loan Funds will Open Business
New Business or 2 years or less
Preferred Lenders Program
SBA Express Program
Change of Ownership
Fixed Rates

Industries Served (31)

Administrative Management and General Management Consulting ServicesAll Other Professional, Scientific, and Technical ServicesChild Day Care ServicesCommercial Screen PrintingCommercial and Institutional Building ConstructionCouriersExterminating and Pest Control ServicesFine Arts SchoolsFull-Service RestaurantsFuneral Homes and Funeral ServicesGeneral Automotive RepairGeneral Freight Trucking, Long Distance, TruckloadGlass and Glazing ContractorsHome Health Care ServicesInterior Design ServicesJanitorial ServicesLandscape Architectural ServicesLandscaping ServicesLimited-Service RestaurantsLocksmithsMasonry ContractorsMotor Vehicle Transmission and Power Train Parts ManufacturingNail SalonsNew Car DealersNew Single-Family Housing Construction (except Operative Builders)Offices of DentistsOther Building Finishing ContractorsPainting and Wall Covering ContractorsResidential RemodelersRoofing ContractorsSports and Recreation Instruction

Additional Details

Prime Rate
6.75%
Rate Over Prime
3.72%
Effective Rate
10.47%
Fiscal Year
2025
States Served
IN

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