First-Citizens Bank & Trust Company
NC
SBA-approved lender offering 7 loan programs across 44 industries.
Key Metrics
Interest Rate
8.87%
2.12% over prime
Average Loan
$1.2M
Per approval
Total Approvals
117
FY 2025
Loan Programs (7)
7a General
Change of Ownership
Existing or more than 2 years old
Fixed Rates
Loan Funds will Open Business
New Business or 2 years or less
Preferred Lenders Program
Industries Served (44)
All Other Miscellaneous Schools and InstructionAll Other Personal ServicesAll Other Professional, Scientific, and Technical ServicesAll Other Specialty Trade ContractorsApparel Accessories and Other Apparel ManufacturingBeauty SalonsChild Day Care ServicesCommercial and Industrial Machinery and Equipment (except Automotive aCommercial and Institutional Building ConstructionCustom Computer Programming ServicesCut Stone and Stone Product ManufacturingDrywall and Insulation ContractorsEducational Support ServicesEngineering ServicesEnvironmental Consulting ServicesFull-Service RestaurantsGeneral Automotive RepairGeneral Medical and Surgical HospitalsHome Health Care ServicesInsurance Agencies and BrokeragesLandscaping ServicesMarketing Consulting ServicesMedical, Dental, and Hospital Equipment and Supplies Merchant WholesalersMotor Vehicle TowingOffices of ChiropractorsOffices of DentistsOffices of LawyersOffices of Physical, Occupational and Speech Therapists, and AudiologiOffices of Physicians (except Mental Health Specialists)Other Accounting ServicesOther Computer Related ServicesOther Concrete Product ManufacturingOther Nonhazardous Waste Treatment and DisposalOther Personal Care ServicesOther Scientific and Technical Consulting ServicesOther Services to Buildings and DwellingsOther Waste CollectionPaint, Varnish, and Supplies Merchant WholesalersPlumbing, Heating, and Air-Conditioning ContractorsRoofing ContractorsRoofing, Siding, and Insulation Material Merchant WholesalersSite Preparation ContractorsTax Preparation ServicesVeterinary Services
Additional Details
- Prime Rate
- 6.75%
- Rate Over Prime
- 2.12%
- Effective Rate
- 8.87%
- Fiscal Year
- 2025
- States Served
- NC
- Website
- www.firstcitizens.com
Ready to apply with First-Citizens Bank & Trust Company?
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