ESL FCU
NY
SBA-approved lender offering 6 loan programs across 39 industries.
Key Metrics
Interest Rate
8.01%
1.26% over prime
Average Loan
$119K
Per approval
Total Approvals
95
FY 2025
Loan Programs (6)
Change of Ownership
Existing or more than 2 years old
Fixed Rates
Loan Funds will Open Business
New Business or 2 years or less
Preferred Lenders Program
Industries Served (39)
All Other Personal ServicesAll Other Professional, Scientific, and Technical ServicesAll Other Transit and Ground Passenger TransportationAmusement ArcadesAppliance Repair and MaintenanceAutomotive Body, Paint, and Interior Repair and MaintenanceBeauty SalonsChild Day Care ServicesCouriersDistilleriesDrinking Places (Alcoholic Beverages)Drycleaning and Laundry Services (except Coin-Operated)Drywall and Insulation ContractorsExterminating and Pest Control ServicesFine Arts SchoolsFinish Carpentry ContractorsFlooring ContractorsFraming ContractorsFull-Service RestaurantsGeneral Automotive RepairHome and Garden Equipment Repair and MaintenanceInstitutional Furniture ManufacturingJanitorial ServicesLandscape Architectural ServicesLimited-Service RestaurantsMarketing Consulting ServicesMasonry ContractorsNew Single-Family Housing Construction (except Operative Builders)Offices of All Other Miscellaneous Health PractitionersOffices of Mental Health Practitioners (except Physicians)Other Accounting ServicesOther Building Equipment ContractorsOther Building Finishing ContractorsPlumbing, Heating, and Air-Conditioning ContractorsResidential RemodelersRoofing ContractorsSpecialized Freight (except Used Goods) Trucking, LocalSports and Recreation InstructionTax Preparation Services
Additional Details
- Prime Rate
- 6.75%
- Rate Over Prime
- 1.26%
- Effective Rate
- 8.01%
- Fiscal Year
- 2025
- States Served
- NY
- Website
- www.esl.org
Ready to apply with ESL FCU?
Let Cassian help you prepare your application and connect you with the right loan officer.