Citizens Bank & Trust Co

MN

SBA-approved lender offering 7 loan programs across 10 industries.

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Key Metrics

Interest Rate

8.84%

2.09% over prime

Average Loan

$43K

Per approval

Total Approvals

13

FY 2025

Loan Programs (7)

7a General
Change of Ownership
Existing or more than 2 years old
Fixed Rates
Loan Funds will Open Business
New Business or 2 years or less
Preferred Lenders Program

Industries Served (10)

Employment Placement AgenciesFinish Carpentry ContractorsFull-Service RestaurantsMobile Food ServicesOffices of Physical, Occupational and Speech Therapists, and AudiologiOther Building Finishing ContractorsPromoters of Performing Arts, Sports, and Similar Events with FacilitiSnack and Nonalcoholic Beverage BarsSolid Waste CollectionSupermarkets and Other Grocery (except Convenience) Stores

Additional Details

Prime Rate
6.75%
Rate Over Prime
2.09%
Effective Rate
8.84%
Fiscal Year
2025
States Served
MN

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