Citizens Bank

TN

SBA-approved lender offering 6 loan programs across 47 industries.

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Key Metrics

Interest Rate

9.33%

2.58% over prime

Average Loan

$705K

Per approval

Total Approvals

303

FY 2025

Loan Programs (6)

7a General
Change of Ownership
Existing or more than 2 years old
Loan Funds will Open Business
New Business or 2 years or less
International Trade Loans

Industries Served (47)

All Other Professional, Scientific, and Technical ServicesAll Other Specialty Trade ContractorsAutomotive Body, Paint, and Interior Repair and MaintenanceAutomotive Glass Replacement ShopsBarber ShopsBeauty SalonsChild Day Care ServicesCoin-Operated Laundries and DrycleanersCommercial and Industrial Machinery and Equipment (except Automotive aConfectionery and Nut StoresCustom Computer Programming ServicesElectrical ContractorsEmployment Placement AgenciesExterminating and Pest Control ServicesFitness and Recreational Sports CentersFreestanding Ambulatory Surgical and Emergency CentersFull-Service RestaurantsGeneral Automotive RepairGlass and Glazing ContractorsHotels (except Casino Hotels) and MotelsJanitorial ServicesLandscaping ServicesLimited-Service RestaurantsMobile Food ServicesNail SalonsOffices of All Other Miscellaneous Health PractitionersOffices of ChiropractorsOffices of DentistsOffices of Physical, Occupational and Speech Therapists, and AudiologiOffices of Physicians (except Mental Health Specialists)Offices of Physicians, Mental Health SpecialistsOther Individual and Family ServicesOther Personal Care ServicesOther Personal and Household Goods Repair and MaintenanceOther Services to Buildings and DwellingsPaint and Coating ManufacturingPet Care (except Veterinary) ServicesPlumbing, Heating, and Air-Conditioning ContractorsPrivate Mail CentersPromoters of Performing Arts, Sports, and Similar Events with FacilitiRoofing ContractorsSecurity Systems Services (except Locksmiths)Sign ManufacturingSnack and Nonalcoholic Beverage BarsSports and Recreation InstructionUsed Car DealersUsed Household and Office Goods Moving

Additional Details

Prime Rate
6.75%
Rate Over Prime
2.58%
Effective Rate
9.33%
Fiscal Year
2025
States Served
TN

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