ChoiceOne Bank

MI

SBA-approved lender offering 7 loan programs across 15 industries.

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Key Metrics

Interest Rate

7.75%

1.00% over prime

Average Loan

$605K

Per approval

Total Approvals

34

FY 2025

Loan Programs (7)

7a General
Asset Base Working Capital Line (CAPLine)
Change of Ownership
Existing or more than 2 years old
Fixed Rates
New Business or 2 years or less
Preferred Lenders Program

Industries Served (15)

All Other Professional, Scientific, and Technical ServicesAmusement ArcadesClothing Accessories StoresElectrical ContractorsFitness and Recreational Sports CentersFull-Service RestaurantsLandscaping ServicesNursing Care FacilitiesOffices of DentistsOffices of OptometristsOther Foundation, Structure, and Building Exterior ContractorsPlumbing, Heating, and Air-Conditioning ContractorsPromoters of Performing Arts, Sports, and Similar Events without FacilRV (Recreational Vehicle) Parks and CampgroundsSnack and Nonalcoholic Beverage Bars

Additional Details

Prime Rate
6.75%
Rate Over Prime
1.00%
Effective Rate
7.75%
Fiscal Year
2025
States Served
MI

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