1st State Bank

MI

SBA-approved lender offering 6 loan programs across 5 industries.

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Key Metrics

Interest Rate

8.36%

1.61% over prime

Average Loan

$479K

Per approval

Total Approvals

14

FY 2025

Loan Programs (6)

Change of Ownership
Existing or more than 2 years old
Fixed Rates
Loan Funds will Open Business
New Business or 2 years or less
Preferred Lenders Program

Industries Served (5)

Drinking Places (Alcoholic Beverages)Full-Service RestaurantsOccupational and Speech TherapistsOffices of Physical, Occupational and Speech Therapists, and AudiologiPassenger Car Rental

Additional Details

Prime Rate
6.75%
Rate Over Prime
1.61%
Effective Rate
8.36%
Fiscal Year
2025
States Served
MI

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